The Clements Law Group, LLC
Atlanta Law Firm and Legal Services
Who We Are
First, call 911 to report the accident. Provide the operator with the location of the accident, how the accident occurred, and if you are injured request an ambulance. Subsequent to that, if you are not injured and able to exit your vehicle safely, take pictures of the scene of the accident, damage to your vehicle, and the other vehicle, as well. Please remain at the scene of the accident until the police arrive. Then, call The Clements Law Group, LLC
This is called a Hit and Run. First, call 911 to report the accident, so that the police can come out to the scene. If you are injured, get in a safe place and request an ambulance.If you are able to get the license plate number, do so. DO NOT CHASE the person.
If you have Uninsured Motorist Coverage under your policy, your insurance company will provide coverage for you. They will repair your vehicle, generally without having to pay a deductible. They will so cover any damages, medical expenses, lost wages, and out of pocket expenses you have incurred from your injuries.
In some instances, Clients need transportation immediately after they have been in an accident. Since it usually takes up to 5 days for a police report to become available to view the liable parties insurance information, a lot of client choose to use their insurance, which is fine. The caveat is, most polices will require you to pay a deductible. The deductible is typically deducted from the amount that is paid to the mechanic, which means you must come up with the deductible to pay the difference to the mechanic before you are able to get your vehicle.While your insurance company will seek reimbursement from the liable insurance carrier, which includes your deductible, the process can take a long time. Once the liability carrier reimburses your insurance company you will be reimbursed your deductible.On the other hand, if you choose to wait and pursue against the liable insurance company. It will provide you with a rental vehicle; and pay for repairs to your vehicle, with you not having to pay anything.
For your automobile, your insurance company will provide coverage, however, you must gave Uninsured Motorist Coverage under your policy. If you do not, and you are unable to identify the person who hit your vehicle, but can obtain a license plate number, then your insurance company will not cover the charges.